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High-Value Freight Coverage

For cargo worth more than $100,000. Apply once for your company, and our team arranges coverage for each high-value shipment through our provider network, confirmed in writing before pickup.

Apply for coverage Get a freight quote

Applying uses your Freight Sidekick account. New here? Start with a quote or call (877) 345-3838.

Coverage for freight worth more than $100,000

Carrier liability rarely comes close to the value of high-value freight, and online coverage at the quote stops at $100,000. Above that, our team arranges coverage for you.

Up to $1,000,000 per shipment
Arranged through our provider network. For more than $1,000,000, call us at (877) 345-3838.
A dedicated truck over $250,000
Loads valued over $250,000 go from your dock to delivery on one truck, with none of the terminal transfers an LTL shipment goes through.
Confirmed before pickup
Coverage for each high-value shipment is confirmed in writing before the truck is dispatched.

How high-value coverage works

One application for your company, then coverage arranged load by load.

  1. 1
    Apply once
    Tell us about your company, and about the shipment you want covered if you have one now. One application covers your company's high-value shipments.
  2. 2
    We review it
    Our team checks your business registration and EIN, then emails you a decision.
  3. 3
    Coverage for each load
    For each high-value shipment, our team arranges the coverage through our provider network.
  4. 4
    Confirmed before pickup
    Coverage is confirmed in writing before the truck is dispatched.

What to have ready

  • Your state business registration, from the Secretary of State or your state's equivalent
  • Your company's EIN and full physical address
  • If you have a shipment to cover now: its pickup and delivery cities, pickup date and invoice value
  • What's on that load and how it's packed
  • The commercial invoice and a W-9, if you have them

Your documents are seen only by our team and the providers we arrange coverage through.

What's usually excluded

Our standard coverage program excludes these goods. High-value placements are reviewed one at a time and can carry their own terms.

  • Cash, currency, coins, securities, gift cards, and documents
  • Automobiles and motorcycles (licensed road vehicles)
  • Bulk cargo (loose dry or liquid, unpackaged)
  • Live animals, plants, and flowers
  • Fresh produce and perishables outside temperature control
  • Loose gemstones, gold, silver, and other precious metals
  • Original or fine art valued over $20,000 per piece
  • Pharmaceutical drugs

Electronics and fragile goods may need professional packing or original manufacturer packaging to be covered. The full list of exclusions and conditions is on our insurance & cargo protection page.

High-value freight FAQs

What counts as high-value freight?

Any shipment with cargo worth more than $100,000. Up to that amount you can add coverage online when you quote. Above it, coverage goes through a one-time application for your company.

How much coverage can you arrange?

Up to $1,000,000 per shipment through our provider network. For more than $1,000,000, call us at (877) 345-3838.

Do I need an account to apply?

Yes. Existing customers sign in and apply. If you're new, start with a freight quote (enter your cargo's value) or call (877) 345-3838, and our team will get you set up.

What do I need to apply?

Your state business registration and your company's EIN and physical address. If you have a shipment to cover now, also its pickup and delivery cities, the pickup date, what's on the load, how it's packed and its invoice value. A commercial invoice and a W-9 help but aren't required.

Does high-value freight have to ship by truckload?

Loads valued over $250,000 ride a dedicated truck, from your dock to delivery with no terminal transfers. Below that, LTL can work too.

Is Freight Sidekick the insurer?

No. Freight Sidekick is a freight brokerage agency. Coverage is arranged through our provider network and isn't an insurance policy issued by Freight Sidekick. Terms and commodity exclusions apply.

Cargo worth $100,000 or less? Add coverage when you quote. See insurance & cargo protection or estimate it with the freight insurance calculator.

Coverage is arranged through our provider network; it is not an insurance policy issued by Freight Sidekick. Terms and commodity exclusions apply.

Ship high-value freight with coverage in place

Apply once and our team takes it from there. New to Freight Sidekick? Start with a quote or give us a call.

Apply for coverage Call (877) 345-3838